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Immediately Take Ownership of A Million Dollar Inventory to Guarantee your online Business Success

Simple Proven Recession-Proof  online Business

... If You Can Point and Click

Then You Will Profit From The Home Income Portal

Let me ask you this ?  If you had a Retail Store with 190 Retail Store Branch Locations Worldwide, selling to more than a Million Dollars in inventory in every one of your 109 Branch Locations Worldwide to Millions of Customers !!

Will You have a Successful Financial Business on the Internet ?

 The Home Income Portal is the Ultimate Business Building Blueprint that will be Responsible for Generating Millions of Dollars In Revenue for you over The Next Year!

Buckle your seatbelt...

because you are about to take the ride of your life, and discover the most complete, most comprehensive, easy to operate online business ever devised!

The Home Income Portal blueprint is a "success plan" formulated by a mastermind group of top marketing experts.

It is the foundation upon which multi-million dollar direct response companies are built. STOP everything you are doing right now! If you are confused about what it really takes to experience success online, it is the absolute fastest way to build a *real* internet business.

A business that can quickly generate revenue, but also continue to grow and prosper month after month, year after year.

Will you enjoy Financial Business Success ?

The Great Recession is over by most accounts, but the Great Income Squeeze lingers on. This state of affair is torturing both the poor and wealthy alike.

It is Fate pointing the World Towards a New Direction in Earning Income. The only online Business that puts you on the internet immediately with your own business to generate a real income that will only continue to grow. The only online business that includes one of the most  Advanced Marketing Support Infrastructure online today.

A Team assigned to build 106 Retail Branches Around The World online on 106 established and indexed Domains (see below) with Unique Niche Content to Dramatically Generate Income that is paid directly to your account.

The Millionaire Maker Strategy

The Home Income Portal Is The Result of The Collaboration of 13 Top Experts With A Combined 62 Years of  - In The Trenches - Internet Marketing Experience.

Bottom Line: You Will NOT Find A More Complete, Comprehensive, online business anywhere!

Only one burning question remains...

Will you tap into their mastermind plan and take full advantage of the Home Income Portal that can bring you fast online profits

 

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This Is Not Just About Making Quick Profits ... It's About Building A Real Internet Business

The Home Income Portal is the final result of business evolution to provide a blueprint with the potential to create income for you month, after month.

Every Owner Instantly own a Million Dollar Inventory of ebooks, scripts, software, video and Audio Products

for their own use and Sell online.

An Ever Increasing Selection Of Audio, Video Tools, AND Tutorials To immediately build your profits online ....

Like Selling Digital Products Daily to Millions here .

Full Digital Product Inventory and Secret Affiliate Strategies for Daily Sales in the Owners Lounge.

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Earn Full Profit from your private Digital Product Sales and up to 75% Affiliate Commissions on every Referred Sale.

Inside The Home Income Portal Owners Lounge, you have more than A Million Dollars in Digital Product Inventory, it cost you zero dollars- yet produce Millions in sales for you, simply by using the Super Affiliate Sales Strategy inside.

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If you've tried and tried again to Break Through in Affiliate Income Generation, and have a hard time doing so - that's all about to change.The Home Income Portal will change your Life.

The Traffic Train travels through 130 Million Websites Worldwide, with 100 million or more passengers daily - uniting Communities everywhere delivering Traffic at every Stop.

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Starting an online business can be confusing to many,  perhaps even TO YOU !!

 

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Explode Your Passive Income while you Dominate the Internet with this Revolutionary New Passive Income Building Website

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DON'T Require Huge Amounts Of Capital To Get Started... only a small Hosting subscription is required

Produce Super Fast Profits...  online   Step-By-Step Customizing your Affiliate Codes in the Owners Lounge that takes A Couple Of Hours And Generates Steady Profit.

Doesn't Take Any Special Technical Knowledge Or Even Hard Work To Earn Thousands Of Dollars Per Month... You Don't Even Need To Know How To Set Up A Website!

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There are tons of so called Gurus out there in Cyberspace selling 'How to" ebooks on the subject of 'Starting your online business', most of which (in reality), is either just repeated info from someone else or proven to be ineffective.

The Home Income Portal online Business puts you in your own online business immediately, and get you earning with your own products and services instantly.  The Home Income Portal is the Only Formula That Will Build You A Long Term Online Business starting Right Now !!

At the heart of your powerful web site will be the best-selling searchable web mall available anywhere. This mall is stocked full of the web's hottest selling products and services.

There is nothing for you to stock, nothing for you to ship, and no payments to process! All of these details are handled for you by The internet retailer.

Each Franchise Owner have their own unique identity that is automatically tied to each and every single one of the products and services.

Your Retail profit (up to 75% on each and every sale paid directly to you) of these thousands of products and services from your 106 Income Portals!(see below for these portals) That's right, I said that you can profit up to 75% on each and every sale!

 

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The Internet offers You the Quickest, Simplest & Downright Laziest Ways to earn a Passive Income from Home.

Let Me Show You How It is Possible For Anyone Regardless Of Their Skill Or Experience To Claim their Piece Of This Multi-Billion Dollar Phenomena"

No Experience Needed,You Can Do This Even If You Are A Newbie!   Super Secret Affiliate Strategies Employed by The Home Income Portal Team will Have you Building Cash Every Single Day, with your Home Income Portal.

(* you pay a small monthly hosting fee)

We Do This For You

Traffic is Flowing through to all Home Income Portals from  Guaranteed Traffic Contracted from

MONSTER TRAFFIC click here

 

 No Products Needed - We' Build and Install For You 106 Passive  Income Websites Stuffed with Thousands of Products and Services-some you own outright.

You are Paid Directly by all your Customers and by Your Affiliate Programs. No one on the internet is doing this, you earn as much as you like, there are no limits.

No Website Needed! (only The Home Income Portal will do this for you) - 106 Passive Income Website are installed with your unique identifier on 106 Domains to start you earning directly in your Worldwide online Business.  

We took the Home Income Portal and fused it with the best-known affiliate income programs to give you total control over all of the affiliate programs that YOU choose, like clickbank, Amazon, Webdawg, and much, much, more ...

Building a reliable, predictable income from the internet requires that you not put all your eggs in one basket so to speak. We have selected the most dependable and respected affiliate programs and integrated them right into each and every Portal.

You select the ones you want to use to build your income and with a few clicks of the mouse Voila! the products and services appear right on your Portal- as simple as that!

Most Newbies started their online business just like this. They build their income starting with just one check or Paypal Payment - and build their business to receive OVER 120 checks each and every month! That's like 4 payday every single day of the month!  Every Successful Newbie LOVE doing business on the internet!

 

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You can do it too!

The Hottest Selling Products!

 

Banner Fiesta

Banner Fiesta is your Full Time Banner Rotation Service that delivers over 14 Million Impressions from our Network of 300 Million Website Pages to your Customers.

Your Customers Pay You Directly 14.00 USD every month to subscribe for this Service.

Click Here to Subscribe For Banner Fiesta From   Me, Get Your Website Visible on 4 Million Websites

Start Promoting TODAY for Unlimited growth and Unlimited Earnings.!

Free Set-Up!:  Your Professional Team Will Set Up your online Business For You Absolutely Free. Start achieving unlimited income immediately

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Not only does it work for me, it can work for anyone. I mean that. This will work for absolutely anyone, because you are earning your income from home through The Most Successful Internet Companies Today, and they pay you DIRECTLY.

Yep, that is right - You are paid directly, therefore its all yours - Every one of the 106 Website earn you passive income directly.

Therefore, lets get real. Most newbies - Heck !!, 99% of all New Entrepreneurs online will fail in the business adventures because of these reasons ...

OK, Sounds Great......So How Does It Work?

Dominate Any Niche And Drive Hordes Of  Traffic, With Wallets In Hand, To Your Very Own online Business That Is Ready To Start Pumping Out Sales For You Today

The Home Income Portal is a fully featured online business that consists of a totally installed marketing infrastructure that sprawls Worldwide on 106 Passive Income Building Websites, each on seperate domains, designed with newbies in mind for ease of use, but powerful enough that even the most seasoned webmasters are building their business with The Home Income Portal !!

Simply put, pretty much anyone can use and earn unlimited Income From Home with a Home Income Portal

 

 

 

The Home Income Portal ..

    Each Home Income Portal site is custom built around unique 106 Domain Names. We install your complete Passive Income Websites.

    No Webmastering skills or experience needed!  Your Home Income Portal is automatically updated and maintained by our professional staff.

    No Products Needed! Each Home Income Portal automatically places the hottest selling products instantly in each page of your Home Income Portal.

    Your Home Income Portal automatically displays thousands of ClickBank products with your ClickBank nickname built right in!. Each product pays you up to 75% commission.

    More Flexibility & Control? That means that no two Home Income Portal sites will ever be the same, you offer your customers unique content and products. It is simply the most powerful and dynamic way to build your Passive  income from Home.

Honestly, if you can't make money with The Home Income Portal, you are either in the wrong business or you are dead. Nobody & I mean NOBODY offers you what Home Income Portal does.

 

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We Do This For You

Traffic is Flowing through to All Home Income Portals from  Guaranteed Traffic Contracted

from

Revisitors

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Check out some of  Features  ...

 

The Home Income Portal Has It All

    Plug-n-Play' Live online Business Generating Sales & Income all Year Round in Real Time

    This is your online Business. no hype, Your customers pay you Directly. This is not an affiliate program, its your business.

    Your Customer Pay You  100% (percent) of the Full Retail Subscription Price Directly for all your Products and Services like Traffic Magnet and Banner Fiesta.

    Immediate Products and Services provided, No need to develop and build a product or service by yourself for sale. (see products and services below)

    Traffic Stream Installations. We continue to Install Each Traffic Streams directly to your Portals. It is very Time Consuming, since each is done manually for you.

    Advanced Auto Bot Technology  State of the Art Technology automates the entire process in building and generating sales for you.

    Your followers are on self growth. This means you will have hundreds of  thousand followers coming to all your Portals. This, will create 2 Events,

  • Grow your Backlinks Automatically
  • Direct Traffic To Your Portals

    Your Customers Start Buying From You.

    No Hidden Costs, Simply a Hosting Subscription

    All of the above features, to get your Income Recovery Program started right away with your online business.

    Complete All Year Round online Business Hosting. You do not need to worry about Hosting Accounts,FTP, uploading or Bandwidth. We Host your entire online Business Live, all year round.

    Your Team Install and Host your (completely designed and ready to do business on the internet ) online Business Website

    Your online Franchise Business is Live doing business on our network of servers .

    Handle all Maintenance and Support entirely on a Subscription Basis

    Nothing on the Internet compares to it, you get it all with the Home Income Portal Franchise Website. Unlimited Bandwidth, No Fuss,No Worry Hosting Solutions for your online Business, products and services, affiliate income and Multiple Streams of Income.

    All your Customers receive Full Customer Support from a Central Support Department. You invest more of your time building your online business.

    Full Professional Web Design and Update. A Design Team creates Professional Web Design and updates it seamlessly for you. No need to create Websites or anything. Expert Web Designers do it all for you.

    Search Engine Sitemaps Created. You need your online business to get Organic Traffic from Search Engines across the Internet. We create the Sitemaps and Submit them to Search Engines across the Internet for you.

    Back Links to all your Portals. Your team manually build 'back links' for each of your Portals to get it visible on the Internet.

    Page Rank Rules, and building back links is the most powerful way to achieve this.

    Integrated Traffic Streams Constructed Directly to Your Portals. We've ensured that all search engine optimisation techniques including naming of images, alt and H1 tags and inner linking has been coded into your Home Income Portals across the Internet Worldwide.

    This will help your sites rank higher in the search engines.

    Live Real Time Update - One Stop Update. Complete your Owner Profile in the Owners Lounge and your Retail online Business is instantly updated Live in Real Time.

 

 

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Your Products & Services

The Hottest Selling Products!

Click here for products and Services. You are paid directly for every sale. It is Your online business that we install and host for you. There are subscription services that build your recurring income. Traffic Magnet and  Banner Fiesta.

Clickbank Videos

Click here for the Clickbank Videos installed for your online Business. Clickbank pays you directly for every sale. Professional Video Infomercials (See below in Module sells your clickbank products 24/7 on all 140 Home Income Portals.

This is your ultimate  Affiliate Master Money Maker. We simply install the fastest selling Clickbank Products in its own Informercials for you.

click play to see what its all about

Click Bank Products

Click here for the Multi Income streams installed for your online business.

Clickbank Products is at the forefront in creating daily success stories for the Home Entrpreneur.

All Products sold, pay to you the Full Commissions Directly by clickbank. All it takes is this - Enter your clickbank nickname in your Profile, and clickbank pays you directly for every one of their 170,000 electronic products sold.

The Clickbank Mall is a fully hosted resource that sells your 170,000 clickbank products fulltime, all year round to drive profits directly to your home.Companies pay you directly,  We simply install them for you.

Multi Income Streams


You Control How Much Money You Make!

Click Here For Multi Income Streams that are completely Installed For Your online Business

And the best part is, you can visually see exactly how much money you're making simply by logging into your account and looking at your daily sales!.

I love clicking on my earnings more than anything in the world and, I check it all throughout the day! It's really motivating to instantly see the money you're making.

You don't have to wait and see your pay...

you can see it verified anytime you want in your personal account. It's a really amazing, comforting, and uplifting feeling you have to experience for yourself!

Of course, if you subscribe today you WILL get to experience this!

You can Stop a Lack of Income dead on its tracks Right Now, Right Here.   Here is a List of Affiliate Income you can immediately signup for Free,

This List is compiled from sources across the Internet by The Research Department,  and rigourously tested for stability, security and dependability (Never missed an Affiliate Payment). They will provide you with a combination of  Passive Residual  Income and Recurring Income, all in the Comfort of your Home.

You don't have to wait 2 weeks, a month, or even one week to get paid - not at all! With the companies that will be paying you, they pay you when orders roll in! Guess what, you will be having a LOT of orders rolling in so I hope you're ready!

It gets better, almost 75% of the companies pay you on the very same day! The other 25% only take 2 - 3 business days to transfer the money you make directly into your bank account.

The companies are reputable and I've never had a problem with late payments in the 8 years I have been working online full-time.

It makes this an outstanding opportunity for anyone who needs money right away!

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I want to work from home or anywhere else I choose.

Earn Money with AlertPay

 I want to have a job that will give me all the free time I want.

 I want to spend more time with my family.

I want an income that will give my family more than we need.

Web-Dawg
Webdawg Recurring Income

Monetize with POGADS

Discover the ability to help other highly successful companies in promoting their products and get paid a handsome commission for every single bit of business you help them get.


Group Mailer - Affiliate Recurring Income

Companies are rapidly moving toward a new model of marketing, and that model is based on people like YOU to get the word out about their products.


Traffic Swarm - Recurring Income

You can do this anywhere in the World. You're no longer an employee, you can be my partner! When you sign up now, you are becoming a partner of a company working for yourself! You can start building your financial future.

The Silva Method - Residual Passive Income

Native Remedies - Residual Passive Income

Anyone at any age over 18 years old

from any background can do this quickly and

Start making Money on the internet Right Now.

Market Health - Get 5 % on All Products Sold

Sales Developers - Direct Residual Income

Auction Traffic Mastery - Residual Passive Income

Effective Learning Systems - Residual Passive Income

Horses For Sale - Residual Passive Income

Universal Marketing Media

The Highest Paid Affiliates on the web.

We will pay you 50% for each sale you refer, 2nd-tier commissions of 5% per sale, and 3 cents per click/visitor you refer to our site.

We wll treat you like Gold from day one with great prizes and incentives, friendly affiliate reps, and real-time online stats.

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Affiliate Income Streams

And so you know, the personal account you will set up when you join is very easy to use.

It was specifically designed so that even someone with no computer experience at all could learn to use it in just a few minutes!

If you know how to check your email and surf the web, then learning how to navigate around your personal account will be jut as easy.

You will get clear step-by-step instructions, and everything is straight-forward, with easy to fill out forms, easy to read text, and big visible buttons.

Click here for Affiliate Income Streams installed for your online business. Companies pay you their Affiliate commissions directly,  We simply install them for you.

  • You could choose how often you want to work You can achieve financial freedom and never worry about money ever again
  • You can have all the time you want to spend with your family  You can take vacations when you want, and for how long you want
  • You don't have to ever wake up to an alarm clock anymore .You can do this part time or full time, you choose
  • You can work from home, or anywhere else in the world .You can work in your pajamas if you don't feel like dressing up
  • You don't have to drive anywhere and waste money on gas for work .You won't have a boss hovering over you anymore and telling you what to do
  • You don't have to worry about getting fired or laid off . You won't have to deal with office politics or nasty co-workers
  • You can give yourself a pay raise anytime you want

 

    I want to work from home or anywhere else I choose.
     
     
    I want to have a job that will give me all the free time I want.
     
     
    I want to spend more time with my family.
     
     
    I want an income that will give my family more than we need.
     
     
    I want to travel whenever I want.
     
     
    I want to do something that I enjoy.
     
     
    I want to be able to make as much money as a doctor.
     
     
    I want something that will be easy to do.
     
     
    I want to only work a few hours a day.
     
     
    I want to be able to make money whether I'm actually working or not, automated income.
     
     
    I want (and need) to start making money right now.
     

Text Ads Income Streams

Click here for Text ads Income streams installed for your online business. Companies pay you directly,  We simply install them for you.

Hot Zones on this Portal, and on all 106 Portals is beamed directly from The Marketing Command Center

  • Live Content beamed directly from The Command Center to  Hot Zones on your Income Portals. These Ads are fiercely competing online for Sales. This is the ultimate technology that converts visitors into customers. All implemented for you behind the scenes in a seamless and transparent manner.

LIVE HOT ZONE

During menopause, many women have some very drastic mood swings and become emotional to the point of unreasonableness.

Their husbands (or significant others), their children, and sometimes even their friends (who should know better) don't understand this mood swing thing.

They blame the victim (the menopausal woman) rather that the perpetrator (menopause).

 There is help out there that will HELP to control the wild mood swings associated with menopause.

Nothing actually STOPS them, but they can be lessened. One way to lessen them is with HRT or Hormone Replacement Therapy.

There are, of course, risks associated with using HRT, but each woman has to weigh the risks against the benefits and make her own decisions.

There are also natural herbs that can reduce the frequency and the intensity of mood swings along with the other symptoms of menopause.

T here aren't any known risks that are associated with the herbal remedies for menopause, but a woman is pretty much on her own if she goes this route because medical doctors don't usually supervise this kind of therapy.

A woman might look for a homeopathic physician if she prefers herbal remedies.

The mood swings associated with menopause, however, can wreak havoc on otherwise solid relationships.

Other than using HRT or natural HRT, education is the best defense against having relationships torn apart when a woman is going through the process of menopause.

When family and friends understand the problem is menopause, they can become more supportive.

They can put the blame for the mood swings where it belongs (menopause) and not on the menopausal women.

When menopause does happen, it really is in the woman's best interest to be open about what is happening to her and to enlist the support of her family and friends while she goes through these trying times.

Relationships can be spared and even be made stronger.

  • Satellite Portals on 106 Domains Actively Selling to Customers For You night and Day.

 Worldwide Portals Installed

click here to see the Worldwide Portals we install for you.

Thousands of  Dynamic Article embed pages are implemented searching the Internet 24/7 For Hungry and "Ready to Buy" Customers to deliver to your Home Income Portal to Generate Sales and Income For You.

Dynamic Content

click here to see The Dynamic Content in Action

Top 4 Reasons Why Now Is The Best Time For Canadians To Buy Real Estate In Phoenix

by    Ron Cuttler

Introduction

There hasn’t been a better time to buy real estate in Phoenix, Arizona since the market crisis in the late 1980s. Due to a convergence of critical factors, Canadians are now poised to profit more than in any other time from the current market downturn in Phoenix.

There are 5 critical reasons why now is the best time for Canadians to buy real estate in Phoenix. This window of opportunity won’t last long as these 5 compelling factors will begin to disappear and it is the convergence of these problems that create the greatest opportunity.

We will outline the why in detail and show you how to get started.

Reason #1

Phoenix housing market is crisis due to the sub prime mortgage meltdown. Phoenix was overbuilt in 2004 2006 because of waves of investors that flew into town trying to make a buck. The problem was compounded when anyone could buy a home and get a mortgage because of the lax lending practices at that time. If you had a pulse and could fog up a mirror, you could get a loan! The problem? Investors were buying at the height of the real estate boom hoping prices would keep rising. “Buy High Sell Higher”, hardly ever works and most of them are now panicking with prices falling and lenders tightening their belts.

At the height of the craziness in 2004 and 2005, investors were being driven around to new home subdivisions in buses and buying new homes to be built. The rationale? That because prices were increasing so rapidly, by the time the home was finished, it would be worth $50,000 $100,000 more!

This actually worked for a while and some investors made a lot of money doing this. Unfortunately for most, greed took over and investors bought multiple houses due to lax lending practices. Then, when the market started to soften, all those investors were stuck with homes that were not appreciating fast enough to keep their heads above water. Over the past 2 years, thousands of real estate investors have walked away from millions of dollars worth of earnest money deposits because they could not justify closing on depreciating homes. The builders were left with thousands of new homes completed and no buyers which caused a further glut in the marketplace. There are subdivisions now across the Valley where you will find for sale signs lined up and down the streets on vacant properties that are either owned by investors that did not get out in time or builders who got stuck with the properties after their buyer’s failed to close. Most of those properties have been turning into short sales, bank foreclosures and REOs (bank owned).

The good news? This downturn is temporary – more temporary that most other places in North America. Why? Because people still want to move here for the climate, jobs and quality of living. Phoenix is still one of the 2 fastest growing metropolitan regions in the country – even with a bad real estate market and slowing economy. People are still coming! Once the investor backlash is absorbed by the population growth, our real estate market will start the inevitable trend back up! Deals available today will not be available in 6 months as new home inventory, bank foreclosures and short sales are sold off.

When is the bottom going to be and when will the market turn around? No one knows this with certainty. If someone did, they would have a crystal ball and all the winning lottery numbers. Just as people don’t know when the top of the market will be reached (greatest fool theory), no one really know when things will turn around. The most important point is not to be paralyzed with indecision waiting for some magical event to happen before you buy or you will miss the boat of opportunity.

There is no way to know for sure when absolute bottom is reached nor is it important. As long as you get on the ride NEAR the bottom. We may be in that phase right now (I can’t say for certain either because I’ll admit it….I’m not a prophet either!).

So take advantage NOW, while the real estate market is floundering near the bottom and don’t get caught up in the elusive game of trying to time the market bottom exactly right because it is, well……impossible!

Reason #2

The cause of this market downturn has created incredible bargains through bank short sales and foreclosures allowing the savvy investor to purchase property even below already fallen current market values in certain areas. Additionally, because thousands of buyers walked away from new homes under construction, new home builders were left with a glut of spec homes. To clear this problem from their books, many area builders are now offering massive discounts to get rid of spec home inventory. Many have dropped prices below what it cost them to build the homes just so they can get rid of them and move on. Once this glut is sold off, the discounts will disappear – we already see this happening in some areas where the builders are almost sold out. There is a small window of opportunity left in some areas to take advantage of massive homebuilder discounts sometimes more than $150,000 in some areas!

While dealing with banks may be tedious and frustrating, having patience and finding the right property can lead to an excellent purchase below current market value. In many cases, you can even find well priced properties from motivated sellers that do not even involve banks or lenders because sellers are realizing that they must compete with these distressed properties to sell their homes.

Simple supply & demand economics, take advantage now while there is an oversupply of properties and a weak demand.

Reason #3

US economy is in a recession. I don’t care what anyone says. Unemployment and inflation are up, consumer confidence, housing, the US$ and the investment markets are down. All this spells out one word – RECESSION.

How long will it last? No one knows for sure, but given that there is a national election being held later this year, the government normally makes an exceptional effort to turn consumer confidence around prior to election time to garner more votes. While this market downturn likely is too severe to see a complete reversal this year, it is certain that the federal government will do everything in its power to soften the landing and turn things around as much as they possibly can.

Do you remember the old adage, “Buy Low – Sell High?” The best time to invest in the market cycle is when prices are low. Now is the time!

Reason #4

Canadian Economy is healthy – for now. For as long as anyone can remember, the Canadian economy has always lagged the US economy by 1 2 years. Why? Because Canada’s economy is attached by the hip to the US economy. The US is Canada’s largest importer of goods and services. When the US economy slows down, Canada’s economy is never far behind. Add to this the weakening US$ which makes Canadian goods more expensive in the US and this further complicates the problem. Take advantage of the inverse market cycle NOW, BEFORE IT’S TOO LATE!!!

MARKET UPDATE DEC 2008 – Well….this is not so much the case anymore, is it? The Canadian economy is slowly following the US economy and other global markets into recession. Now is a great time to liquidate assets near the top in Canadian markets and use them to acquire US assets in strong growth markets near the bottom LIKE PHOENIX!

HOW to Take Advantage Of This Opportunity

Search Area Real Estate

Do extensive research of all active MLS listings in the Greater Phoenix metropolitan area.

By spending some time searching through local real estate, you will become knowledgeable with pricing in various areas and will be able to focus in on the areas and property types that most interest you.

Get Pre Qualified

There are 2 ways we recommend that you look at obtaining financing to purchase Property in the US.

1. Get pre qualified with a local area lender. Please be aware that Canadian buyers will be required to come up with approximately 20 30 down and pay higher than market interest rates – in the range of 7.00 – 8.00 . Just because you’re Canadian!

2. This method makes much more sense for many Canadians. Take out a home equity line of credit or mortgage on Canadian property you own and use the cash to purchase property in the US with no mortgage. The added advantage: ALL CASH BUYERS GARNER MORE SERIOUS ATTENTION FROM SELLERS, ESPECIALLY IN A BUYER’S MARKET.

Frequently Asked Questions

Are there any restrictions on Canadians owning US real estate?

No. Anyone from Canada can purchase and hold US real estate. Canadians must abide by US tax and immigration laws, however. There are special visas that allow Canadians to visit/vacation in Arizona for a certain amount of time per year with little hassle, and it is best to speak with an immigration attorney for further clarification. As for taxes, you will be required to pay normal US taxes on all US based income and capital gains. These taxes may be deductible from Canadian taxes owing, however due to tax treaties between Canada and the US that were created to avoid double taxation. We suggest you speak with a tax specialist in this regard.

Are there properties 50 below current market value for sale?

Even though we are in a ‘distressed’ real estate market, there are no individual deals that are discounted that steeply. Some banks and investors package foreclosures IN BULK for massive discounts to wholesales that in turn mark the properties up to individual investors and buyers. Keep in mind that property prices have already fallen 10 40 from the highs in 2005 depending on the area. In some cases, you may be able to purchase a bank foreclosure or short sale for a discount to current market value, but it won’t be 50 off CURRENT market value.

Also, keep in mind that many of these ‘distressed’ properties need major renovation or repair due to vandalism or misuse. The cost of these repairs must be factored into the total cost to purchase the home so a great bargain might not be such a bargain after all.

Your Realtor will be able to evaluate current market values for any property you are interested in to determine how good of a value it is relative to other properties.

Why should I use a Buyer Broker?

A Buyer Broker works exclusively on YOUR behalf in the transaction, representing and protecting your interests only – not the Sellers. This assures you have someone looking out for you to make sure you find the best property for you, negotiate the best price and ensure there are no hidden surprises once you close escrow.

Who pays my agent’s commission?

In Arizona, in most cases, the Buyer Agent’s commission is paid by the Seller. There is no additional cost to the Buyer over and above the purchase price for the commission due their agent. How is this possible? There is a disclosure made for all parties defining which agent represent which clients and the Seller’s agent usually makes an agreement to pay a portion of the total commission to the Buyer’s Agent.

How is real estate transferred in Arizona?

Real estate is transferred through a neutral third party called an ESCROW COMPANY that handles the title insurance and deed transfer on behalf of both Buyer and Seller. There is no system of using separate attorneys unless involved in a very complex real estate transaction. The use of the escrow company cuts down the total cost of the transaction for both parties.

Are real estate taxes high in Arizona?

Relatively speaking, real estate taxes are very affordable in Arizona and average around 1 of the total property value per annum.

What kind of closing costs can I expect when purchasing property in Arizona?

We strongly suggest that you perform a quality home inspection when purchasing property to ensure there are no surprises later. Title insurance is normally paid by the Seller, but if you obtain a mortgage to fund a portion of the purchase price, your lender will require you to provide a lender’s policy of title insurance to protect their interest in the property. All in all, expect closing costs to run around 1 1.5 of the total purchase price.



Author Resource:- Ron Cuttler is a Buyer's Agent in Metro Phoenix with Prudential Arizona Properties and specializes in assisting Canadians purchase real estate in Arizona. http://www.CanadiansBuyArizona.com for more information

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